Category: Banking
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Financial regulation: what are the new risks?
Shadow banking, macroprudential policies and banking regulation.
Banks and innovation
Structural parameters of a country’s banking system can foster or destroy innovation.
Bank lending and interest on reserves
Did bank lending decrease ever since the Fed started paying interest on reserves?
Lending in the fintech era
How do online lending platforms chose between loan quality and quantity and racially discriminate?
Microfinance: successes and failures
Has microfinance been a success? Who has benefited so far? What are the necessary changes going forward.
An update on central bank digital currencies
Do we need a central bank issued retail digital currency if we already live in a world of digital money and digital payments?