Category: Banking
Page 2/7
Zombie firms and banks
Can well capitalized banks mitigate the negative spillover effects of zombie firms? What are the implications for macroprudential policy?
The deposit business
Two new papers challenging conventional views that assume a) deposit pricing as a function of pricing power and market concentration; and b) model bank deposits’ interest rate sensitivity as being constant.
The joint evolution of banks and shadow banks
New research shows that systemic risks of shadow banks and banks have become more interconnected since the GFC. Should regulatory frameworks address these risks separately?
Elections, macroprudential regulation and bank credit
How does the electoral cycle affect bank lending and the implementation of macroprudential regulation.
On failing banks
New research on whether bank failures are predictable and why the structure of the banking sector changes after a crisis.
On liquidity
New research on why increases in deposit rates offered by banks are associated with contractions in economic activity and how interactions between contagion channels lead to liquidity spirals.
Shadow banks and interest rates
New research on shadow banks in the mortgage market: low interest ratesĀ fueled their surge, high interest rates are boosting their mortgage lending.
Open banking
Open banking empowers customers to share their banking data with fintechs and other banks. New research on the benefits, the drawbacks and the regulatory challenges.
On inflation risk insurance
New research highlighting which financial institutions hedged for inflation risk.
On shadow banking
Could low interest rates and deregulation have contributed to the rise in shadow banking?